I was eating lunch today when I saw Hillbillery Clinton telling her hordes that health care was a human right. Right, like speech and assembly huh. What a freaking idiot. As Coyote says a right is anything you can have on a deserted island. I'm pretty sure a doctor is not on that list. And just to clarify by guaranteeing everyone health care you are saying that you're ok getting marginal quality health care, waiting lines and all.
There is a certain supply of doctors. A government mandate socializing health care will not magically increase that supply. Why do doctors charge so much? Because they can. If we didn't get sick as often they would have less demand and would necessarily decrease their rates.
If you really want to cut down health care costs the best thing the government could do is make low deductible health insurance plans illegal. When was the last time you asked how much a doctor visit would cost? I can answer that for you. Never. You only ask what your copay or deductible will be. If people had to pay the first 5 or 10 thousand out of pocket they would think twice before going in every time they had a cold. Therefore less demand on doctors leads to reduced rates.
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This is true. Health care has become subsidized by way of insurance. However, as someone with health problems by luck of the draw, I can't get insurance. All companies deny me (be it for my bleeding disorder, scoliosis, insulin resistance, or yes, even hay fever), except blue cross who insisted on a 60% increase in the premium bringing it to $400/month.
While I do not agree with the government sticking their nose into everybody's business, something needs to be done to reel in the out of control insurance companies. Most people cannot afford an insurance premium that is 20% of their income, and afford the $1000-5000 deductible AND the few thousand dollar out-of-pocket-maximum.
It just seems to me like a vicious cycle. So I was wondering your thoughts. Where does one begin to resolve the health care issues? Making low deductible health insurance plans illegal would only resolve the issue of people going to the dr because they sneezed. But because of them, are those of us who legitimately need healthcare to suffer and go without? I'm against socializing health care, but there's got to be something that can be done???
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